Sally M. Graham is a seasoned product and risk specialist with a career spanning banking, online marketplaces, and identity theft prevention. With decades of experience designing fraud detection systems, managing compliance protocols, and guiding secure product development, she has worked across organizations including Visa, FICO, eBay, Bank of America, and Charles Schwab.

Her expertise lies in applying structured risk management and security controls to complex financial and electronic systems. From developing real-time neural network models to leading teams through regulatory compliance and account compromise response, her work has consistently centered on safeguarding consumers and financial institutions.

Sally has presented at industry conferences, served on ANSI working groups, and contributed to IAFCI advisory boards. She is also a long-time online seller with her own eBay store, combining entrepreneurial skills with a deep understanding of user trust and system design. Her background includes programming, team leadership, and extensive engagement in cross-functional business and IT initiatives.